Best Rate & Service

Home Loans by Shripal Financial

Get your New Home or Take a Loan against your Existing Home/Property, we have the Lowest Rate and Fastest Process to get it! 

Shripal Financial Loans
A treasure full of happiness with our facility for a loan against property. Home is an asset for a lifespan, and if we could channelize and use it for all useful purposes, say to pay off wedding expenses, expansion of new business, or uncalled medical expenditures, it is a win-win thing. We promise you to shelter your needs and keep your assets safe until the repayment of loans, which are hefty free.

Home Loan

We understand how special it feels to place the first step into your own new home. It’s exactly why Shripal Financial provides you a bouquet of customised home loan plans to choose from, for a seamless and pleasurable home-buying experience.

Balance Transfer

Don’t let high EMIs come in the way of your dreams. Switch your home loan without any hassle and enjoy benefits such as lower rate of interest, affordable EMIs, top up loan and much more.

Loan Against Property

Let your property be a shelter to your dreams. Loan Against Property is all purpose loan that can be used to cater your urgent money requirements, be it for education, business or personal needs with the benefit of lower EMI .Owing a property of their own is often the biggest dream of most individuals and a property can be a huge asset to cater to demanding needs. Loan against property is specially designed product to help you expand your business without reducing the capital from your business.

Your dreams can be realised here. Get that new car you always wanted with our new car loans. We offer loans up to 90% of the ex-showroom price and flexible repayment tenors as per your convenience.
  • Margin Money Scheme

    We provide finance for acquisition of new car upto 90%
  • Step Up Scheme

    Increase in EMI after every year, six months or Call 9822045400
  • Low EMI, Balloon Scheme

    10%-25% of the cost of the car to be Call 9822045400
  • Advance EMI Scheme

    Make the payments of a few monthly Call 9822045400

Salaried Individuals

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 60 years
  • Minimum Income of Rs 15000 per month

Self Employed

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Minimum employment: At least 1 year in business
DocumentsSalaried ConcernsSelf Employed FirmProprietaryPartnershipCompanies
App. Form duly filled by youYYYYY
Latest Salary Slip showing statutory deductionsY----
Form 16 / IT ReturnsY----
Proof of Residence (copy of electricity/ telephone bill/ Passport /Voter's ID/ Lease deed/ Rent agreement copy/Property Registration Document in the name of the Customer )YYYYY
Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License/ PassportYYYYY
P&L A/C and B/S for the last 2 years certified by CA-YYYY
Copies of Income Tax Returns for the last two years-YYYY
Partnership Deed / Trust Deed---Y-
Letter of Authority---Y-
MOA and Board Resolution authorising one director to execute the agreement.----Y
Photograph (one signed by the customer)YYY--
Who can avail new car loans?
- Salaried individuals in the age group of 21 to 58 years (at the end of the tenure)
- Self-employed individuals in the age group of 21 to 65 years (at the end of the tenure)
- Partnership Firms and LLPs.
- Public and Private Ltd. companies
- HUFs and Trusts
Which cars can be financed?
We finances most passenger cars and multi-utility vehicles manufactured by India's leading automobile companies. We also finance imported cars subject to fulfillment of certain terms and conditions.
How much finance can I avail of?
You can borrow up to 90% of the car value. The minimum loan amount is Rs.75,000/-
What are the tenure options?
The choice is yours. You can choose any repayment option from 12 to 84 months all specially designed to suit your requirements.
How long will it take to process the loan
Within 48 hours of completing documentation. Credit is at the sole discretion of Lending Policy
Do I have the option of pre-paying the entire loan amount?
Yes. One can pre-pay the loan any time after 6 months of availing of the loan. You have to pay a small prepayment fee on the outstanding loan amount. We also offer the option of refinance on the same vehicle after completion of a particular tenor. Conditions apply.
Do I need a guarantor?
No. But if your income / age does not meet our credit criteria, then you may be required to have a guarantor to stand surety for your loan.
So how do I get a Car Loan?
Just fill the Online Application Form below and our representative will get in touch with you shortly.

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Loan Applications

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Loans Approved

This loan was sanctioned on time without any delay . I got loan on my car directly through Shripal Financial. The process was smooth and satisfied . Also The vehicle name is Hyundai Creta and the rate of interest and the processing fee was very low compared to others . Everything was good to me so far. I am happy after all process and immediate response of them.

Mhd Asif

Construction Business - Nasik

I applied loan against my car by Shripal Financial with some simple checks. I appreciate the clear communication and advise about the process and everything is good to me so far and I am satisfied with the service. And the support all along has been incredible. This loan was sanctioned immediately without any hassle. There was no drawbacks faced while submitting the documents.

Prakash Agarwal

Lead Developer, Pune

My loan amount was transferred to my account on the same day – disbursed my case quickly. The loan team supported me in this process and response from team was quick

Sanjay Patil

Store Manager, Bigbazaar